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Consumers still prefer credit cards to paying with a smartphone

As Google gears up to launch its digital wallet service, Android Pay in the UK, many experts are still less than convinced that the idea of replacing a credit card with a smartphone is really going to gain mainstream consumer appeal. According to Juniper Research, by the end of 2016, 148 million people around the world will be reaching for their handsets to make payments at in-store point of sales (POS) terminals. 

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