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American Express tests HCE for NFC payments

American Express is working with Croatia’s Privredna Banka Zagreb (PBZ), part of the Italy-based Intesa Sanpaolo banking group, to pilot an NFC payments service that makes use of host card emulation (HCE) technology. The pilot marks the first time an American Express card issuing partner has field tested HCE payments and is the first step in Intesa Sanpaolo’s plan to make HCE-based mobile payment services available across its network of banks.

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