What Ever Happened to NFC and Mobile Payments?

Near field communications (NFC) and the idea of making payments with your cell phone have been around for years.  Yet we do not seem to have made much progress in deploying NFC or buying stuff with a tap of our smartphones.  Mobile payments are one of those concepts that seems OK but somehow has not reached critical mass with the public.  NFC is not really the problem.  The real issue is do we want to stay on the path to a totally cashless society?  It appears as though consumers are happy to keep their credit cards and cash for now.