Computop Close-by for fast and flexible payment via NFC

For a long time, contactless payment with a smartphone was only possible with methods such as Apple Pay or Google Pay. Apple has still not opened its NFC interface for other payment solutions.

But with the new Computop Close-by service, the use of NFC signals for payment is about to become much easier for retailers and service providers. Using this solution, the payment process will shift to the smartphone - without an app and without registration.

The launch of Computop Close-by is set against a backdrop of change in how payments are being made, particularly in retail. Paying online without POS terminals, even at vending machines or in shops, is very easy thanks to passive NFC tags or the use of an active NFC transmitter to call up a ready-configured payment page on the smartphone.

Compared to calling up a QR code, the NFC method is simpler and more secure. Modern smartphones respond directly to the NFC signal without having to activate the device and camera app. In addition, QR codes are easy to forge, while NFC coding is permanent and cannot be overwritten. Overlapping by a fraudulent signal is also ruled out, as smartphones do not react to overlapping radio signals.