Apple Card user claims to be victim of fraud despite never using titanium card

Last week we heard from a reader who experienced a fraudulent charge coming from a clone of his Apple Card. It was a good reminder that even with its security focus and lack of printed numbers, the physical Apple Card is just as susceptible to skimming and cloning as any other credit or debit card. Now we’ve heard from another reader who just had a fraud issue with Apple Card, but more surprising and concerning, he says he’s never used the physical titanium Apple Card. Could there be a bigger security issue for Apple Card than skimming?