U.S. move to EMV technology makes card transactions safer

The Smart Card Alliance estimates that around 120 million Americans already have received one of these new cards, which is called an “EMV” card for Europay, MasterCard and Visa. By the end of 2015, there will be about two of these new cards issued for every American. Using these cards is just a tiny bit different than the “swipe” we’ve all gotten used to. You can either “dip” them or “wave” them. When you dip, you place the part of the card with the chip into a card reader for a bit longer than it takes to swipe. When you wave, you hold it close to the reader without touching it.