Lloyds Bank adds NFC passport scanning to mobile banking app

Lloyds Bank has introduced a new feature in its mobile banking app that allows UK consumers to verify their identity and upload personal data by scanning the NFC chip embedded in their passport with their smartphone. The passport-scanning feature will speed up the bank account application process and reduce the risk of error by enabling users to automatically populate data fields, including their name, title, date of birth, gender, and country of birth, directly from their passport.

Lloyds Bank has also launched a Smart ID app that allows users to generate, store, and use a digital identity on their Apple or Android mobile device to verify their age and ID for a range of uses without having to show physical identity documents.

The Smart ID app is available to all UK consumers, whether they have a Lloyds account or not, and is interoperable with other UK digital identity apps including Yoti and Post Office EasyID, meaning that it can be used wherever these apps are already accepted. Lloyds, Yoti, and the Post Office will announce new ways people can use their digital ID apps over the coming months.